There are a few other exceptions:

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In the case of frequent purchases, for example subscriptions, it is considered as a transaction initiated by the company itself and authentication will not be required.


Low-risk transactions, in case the payment service provider and the list of aruba consumer email bank do not exceed a certain number of frauds.
Transactions under €30.
Subscriptions at the same amount for the same activity.
Safe purchases previously approved by users.
How do I comply with SCA?
Only 25% of European e-commerce sites are aware of the changes coming in September, so it’s worth getting started.

It is not a simple process. Here are some steps to follow:

1. Analyze your platform's payment experience

Do a thorough analysis of the online checkout process to see where you can make the slightest changes possible. Remember that it is essential to make the process easy for the customer to ensure they do not abandon their cart before completing their purchase.