What to do if you bought an apartment with utility debts

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monira444
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Joined: Sat Dec 28, 2024 4:34 am

What to do if you bought an apartment with utility debts

Post by monira444 »

To minimize possible unpleasant consequences of purchasing housing with a debt for housing and communal services, try to notify interested parties about the change of owner. It would also be a good idea to obtain a document confirming the absence of your specific debts.

How to proceed:

Send a notice of change of ownership to the management company. You can attach an extract from the Unified State Register of Real Estate to it - it will indicate the date from which you are the owner of the property.

Ask the management company to exclude the debt of the previous owner of the property from the receipts sent to you.

Obtain a certificate of monthly debt - this will be anhui mobile number database another proof that the debt was incurred during the period when you were not the owner of the property.


It is possible to achieve exclusion from the register of debtors through the court, but this is a long and not the easiest procedure. First, it is worth trying to settle the dispute with the management company out of court. And only if this does not yield any results - go to court.

When the debtor is not an individual, but an organization
An apartment with utility debts can also be transferred to you under a contract concluded with an organization. Most often, we are talking about municipal apartments. If you conclude a contract with the administration, within the framework of which you exchange one housing for another, then it is worth checking in advance the debts for housing and communal services hanging on it.

But even in situations where the exchange has already been made, there is no need to rush to pay off the debt. If it is listed for the administration, then you need to open a new personal account and pay for utilities on it. At the same time, you can contact the municipality with a demand to pay off the debt - usually it is enough to write an application in any form.

How to avoid controversial situations
The easiest way is not to buy an apartment with utility debts. However, it is precisely such offers on the secondary real estate market that are most often accompanied by favorable prices.

Therefore, if you do not want to deal with the debts of the previous owner, ask for a certificate of no debt, or better yet, check this information yourself. We will tell you how to find out the debt for an apartment a little later. If you are ready to tolerate possible inconveniences for the sake of a good discount, notify the management company about the change of owner as soon as possible.
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