Example of a current account for an individual entrepreneur

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We answer questions about the anti-money laundering law and advise you on what to do if you encounter restrictions in the course “The most important things about 115-FZ” .
Fourthly, individual entrepreneurs without a current account will be limited to the amount under one contract up to 100 thousand rubles. This applies to everything: rent of premises, transactions with turkey telegram number database counterparties, etc. Obviously, not all partners will want to split the amount into several contracts. It is easier for them to find another individual entrepreneur to work without a headache. Therefore, the idea of ​​​​opening a current account will benefit the entrepreneur and his relationships with clients and partners.



The account number for an individual entrepreneur is generated by the bank. And it always consists of 20 digits. The last seven digits are unique for each entrepreneur. And the rest contain account data.

Example of a current account for an individual entrepreneur: 40802 810 1 4321 1234567. What do these numbers mean:

40802 means that the account was opened by an individual entrepreneur;
810 — ruble code;
1 — check digit for the bank (it can be any);
4321 — internal code of the bank branch;
1234567 is a unique account number.


What is the difference between a current account and a personal account? Is a current account required for an individual entrepreneur?
The main difference between a current account and a personal account is that the first is used for business, and the second - for personal purposes. And only an individual entrepreneur and a legal entity can open a current account.

However, according to the law, individual entrepreneurs are not required to have a current account. Entrepreneurs can use cards and accounts opened for individuals. But when you have an individual entrepreneur current account opened in a bank, it is easier for you to work. And here the question arises: how to choose the right one?

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for online business registration on March 1



How to choose the right bank account for an individual entrepreneur
How to determine which bank to open a current account for an individual entrepreneur: