We often hear about fraudulent schemes, but too rarely do we hear about the capture of fraudsters. This is because they are very difficult to track down. They do not use their own accounts to transfer and cash out money. They use mules for such operations. In this article, we will tell you who they are and how to protect yourself from criminals.
Who are the drops (droppers)
Drop (or dropper) is a slang word borrowed from English (from drop - to throw, to dump). This is how they describe criminals who do not participate in fraud, but help fraudsters get money through a complicated chain of transactions. To do this, they use their own bank accounts or transfer cash.
How to use drops
The essence of the fraud is to get the victim's money, but not in cash, but by transfer. This way, the criminals remain invisible, and that is why it is difficult to catch them. In this case, the transfer comes indonesia mobile database to the account of a fictitious person - sometimes the owner of the account does not even know about its existence or does not have access to it. The attacker can issue a card to a person using stolen personal data or buy it on the black market. Often these cards are issued to migrant mules who decided to make a quick buck and have already left the country.
After that, the money can be immediately cashed or transferred to several accounts to make the chain as confusing as possible. This will make the police's job more difficult, which means the criminal is more likely to escape with the money. At each stage, the scammers can use droppers.
Drops can perform three types of work:
Receive money on your card and transfer it further to the accounts specified by the criminal.
Withdraw cash, hand it over to the scammer himself or to the same drop.
Receive cash from the drop, deposit it into your account and transfer it to the next dropper.
Usually, a dropper registers several cards in his name at once, which are used for different operations. Such an employee may realize that he is participating in a crime. But it also happens that the dropper does not realize that he is helping scammers. He receives a high salary and does not ask questions. Although most people suspect that the money is illegal, the "employer" does not warn about possible consequences.