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This guarantees the bank that in the event of the client's death or disability, the loan will be repaid by the insurance company. Insurance of the purchased property against the risk of loss and damage. Protects the bank's collateral property from force majeure. Insurance premiums are paid annually.

Their amount for migrants from the CIS is slightly higher afghanistan telegram database than for citizens of the Russian Federation. But you should not save, otherwise the bank may increase the interest rate on the loan. If desired, you can additionally insure the risks of job or income loss. But these insurances are no longer mandatory for obtaining a housing loan.

On the topic. “Buy yourself a job”: why investing in real estate is not always a source of passive income How to avoid the risks of fraud when buying an apartment in Russia as a foreign citizen Unfortunately, there are frequent cases of buyers being deceived in the real estate market.

Foreigners, who often have a poor knowledge of Russian realities, are especially vulnerable to this. How to reduce the risks: Work only through large real estate agencies with a long-standing reputation, who have professional lawyers and mortgage brokers on staff. Do not meet with the seller without being accompanied by an employee of the agency through which the transaction is taking place.

Conduct a legal examination of apartment documents, owners, property rights and contract terms. Check the seller and the owner's family members through special online services. Engage experienced mortgage brokers who specialize in transactions involving migrants.What is it, why is it needed and how does it affect business profits Columns February 26, 2024 Inessa Chirkina Inessa Chirkina Marketer, co-founder of ITCareerHub.

de in Berlin Sales are a multifaceted process that requires constant analysis, control and optimization. The main tool for this is lead generation segmentation, i.e. ABC lead analysis. Marketer, co-founder of IT Career Hub in Berlin Inessa Chirkina told us how to segment the customer flow, why a business needs it and what else affects the company's profit.

Subscribe to RB.RU in Telegram What is lead segmentation In any business, the customer flow can be divided into three categories: A, B and C. More often we hear the definitions “hot”, “warm” and “cold” customers. How to Categorize Leads Leads A, B and C differ from each other in three ways: need; urgency of purchase; financial situation.