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A current account (C/A) is needed by an organization or individual entrepreneur to fully conduct commercial activities: make non-cash payments to partners, transfer salaries to employees, pay taxes, fees, duties. It can be opened in a state or commercial bank. More details about this are given in the article . A personal account (P/A) can be opened by any company, individual entrepreneur or individual, but its use in commercial activities is prohibited by the Central Bank.


You can store money on it, use it for transfers, payment for services, and repayment of loans. Such an account can be opened not only in a bank. For example, every citizen of the Russian Federation has a personal taxpayer australia telegram data account in the Federal Tax Service. In addition, each mobile operator or Internet provider also has a subscriber's personal account.


about the differences between the accounts in a comparative table. Comparative table with differences between correspondent, current and personal accounts How to distinguish between accounts. Correspondent and current accounts consist of 20 digits. They are combined into six blocks, each of which has a specific meaning. Here is the information contained in the blocks: Account type: current account, current account Information about the organization that opened the account Currency in which funds are stored: rubles, dollars, euros Security key, a code that is calculated using a special algorithm Bank branch number Account serial number A detailed explanation can be found in the diagram.