What are the ways to get cashback for housing and communal services

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Paying for heat and electricity on time is normal, but sometimes it’s so expensive! And if you add internet, telephone, and replacing meters, it will be a decent amount. In this article, we will tell you how to return part of the funds for utility bills and pay them without commission.


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Enlarge imagecashback for paying for housing and communal services



What are the ways to get cashback for housing and communal services
There are several options to return part of the funds spent on paying for housing and communal services:

pay utility bills with a bank card with cashback;
use services for paying for housing and communal services;
participate in government programs.
We will explain why not all banks accrue cashback for paying for housing and communal services. Most often, users pay for utilities according to the details of the suppliers. Such payments are not considered payment for services in the eyes of the bank (unlike, for example, the situation when you pay for the work of a hairdresser or a taxi driver), so cashback is not accrued for these expenses.

Such transactions are assigned MCC code 4900 - some banks indicate them in the payment information. Many financial institutions charge a commission for transferring money for transactions under this code.